Terms of use

1.The service

Talk vs Facts is a free educational tool, provided as it is, without any promise that it is accurate, complete or always available.

2.No advice

Nothing on this site is financial, investment, tax or legal advice. See the Disclaimer page.

3.AI output

Results are generated by AI and can be wrong. Always check the linked sources.

4.Fair use

• No automated mass requests.
• No attempts to break, overload or misuse the service.
• No use for anything unlawful.

5.Third party content

Videos, transcripts and sources belong to their owners. We show short quotes only to explain and support a result, always with a link to the original.

6.Liability

To the extent permitted by law, we exclude liability for any loss or damage from using or relying on the service or its results, including investment losses. Liability for intent or gross negligence is not affected.

7.Changes

We may update these terms. The date at the bottom shows the latest version.

8.Law

These terms are governed by Swiss law. The place of jurisdiction is Solothurn, Switzerland, subject to mandatory consumer protection rules.